Real Estate Loans
Our Commercial Mortgage Lenders work to provide lending solutions for developers, real estate investors, institutional investment funds, community developers and borrowers purchasing income-producing properties.
Residential Mortgages -
Whether you are purchasing your first home or looking for a larger home to accommodate a growing family, The Reserve Bank International can help you find the perfect loan option.
Currently The Reserve Bank International offers Adjustable Rate Mortgages (ARM). If you don’t expect to stay in your home more than a few years, or if you anticipate a future increase in income, The Reserve Bank International adjustable rate mortgage may be the best choice for you. You will find lower initial monthly payments, easier qualification requirements, lower initial costs and down payments.
Should this program not be in your best interest The Reserve Bank International will be pleased to refer you to Colonial Mortgage Company where you will find additional financing options.
Construction Loans -
Are you dreaming of building a new house? Let The Reserve Bank International provide you with the financing you need. We offer construction financing and permanent fixed-rate financing through our affiliate Colonial Mortgage Company where you will benefit with reduced closing costs. So, whether you are building a three-bedroom ranch or four story contemporary on the lake, our experienced loan officers are prepared to guide you through the building process.
Land and Lot Loans -
If you wish to buy land to build a new home, purchase land to use for recreation, or secure land for your farm, The Reserve Bank International can finance your land or lot, providing competitive rates and financing options. Plus, decisions are made fast and local.
Bridge Loans -
Have you found the home of your dreams, but are waiting for your current home to sell? Would you like to use your current home’s equity to finance your new home? A bridge loan from The Reserve Bank International can do just that. Short term financing to meet your long term goal.
Qualifications:
Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue
Limited-time offer:
1.99% interest rate for the first 6 months on secured term loans2
Loans that qualify must be between $100,000 and $2,500,000
For details about specific loan products, terms, conditions and rates, contact us
